Terms of Service

Last updated: October 22, 2025

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

About Our Services

Mowry Agency, owned and operated by Mowry Digital Enterprise LLC, is a licensed insurance agency that provides life insurance quotes, consultations, and related services. We are an independent agency representing multiple insurance carriers.

Licensing and Authorization

Mowry Agency is licensed to sell life insurance in multiple states. Our licensing information is displayed in the footer of our website and includes our National Producer Number (NPN): 16357772.

Important: We can only provide insurance services to residents of states where we are licensed. Not all products are available in all states.

No Guarantees or Warranties

While we strive to provide accurate information and competitive quotes:

• Quotes are estimates and not binding until an insurance contract is issued
• Coverage availability, rates, and policy features may vary by state and insurer
• Final coverage is subject to underwriting approval by the insurance carrier
• We make no guarantees about coverage approval or specific rates

Your Information and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our services, you consent to the collection and use of information as described in our Privacy Policy.

TCPA Compliance

By providing your phone number through our website, you consent to receive marketing communications from Mowry Agency and our partner carriers. This consent is not required to purchase insurance. You may opt out at any time by calling us or replying STOP to text messages.

Website Use and Content

• The content on this website is for informational purposes only and should not be considered professional advice
• We reserve the right to modify or discontinue our website or services at any time
• You may not use our website for any unlawful purpose or in violation of these terms
• All content on this website is protected by copyright and may not be reproduced without permission

Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third-party sites.

Limitation of Liability

To the fullest extent permitted by law, Mowry Agency and Mowry Digital Enterprise LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Mowry Agency and Mowry Digital Enterprise LLC from any claims, damages, losses, or expenses arising from your use of our website or services.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated "Last Modified" date. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Governing Law

These terms are governed by the laws of the State of Indiana, without regard to conflict of law provisions.

Contact Information

If you have questions about these Terms of Service, please contact us:

Mowry Agency
Email: mowryagency@gmail.com
Phone: (930) 322-1962
Address: 1284 W Rangeview Cir, Bloomington, IN 47403

Mowry Agency is owned and operated by Mowry Digital Enterprise LLC. Licensed Agent: Jordan Mowry, NPN: 16357772